Independently Owned School Bus Operations

school bus operations

Western National’s specially designed insurance program for independently owned school bus operations is tailored to protect the work and property of your unique busing operation.

Our customizable program offers a variety of coverages and services to fit your unique insurance needs.

Supplemental Application

School Bus Supplemental Application (PDF)

Available Coverages

  • Cargo
  • Commercial Auto Liability / Physical Damage
  • Crime
  • Employee Benefit Liability
  • Employer’s Practices Liability (EPL)
  • Equipment Breakdown
  • Flexible Deductible Options
  • General Liability
  • Inland Marine
  • Medical Payments
  • Personal Computers, EDP Equipment, Data, Media, and Phones
  • Property
  • Umbrella
  • Workers’ Compensation and Employer’s Liability (except in ND, OR, and WA)
  • Enhancement endorsements available for General Liability, Property, and Auto


Western National seeks to insure independent contractor school bus operations that:

  • Provide public / private K-12 school bus service
  • Have been in business for at least three years
  • Have a fleet size up to 100 vehicles per location
  • Have formal driver selection / hiring standards
  • Have formal inspection / maintenance processes
  • Have a formal safety / training program