If you own and operate a business, you most likely know that you’re open to more than your fair share of risks. It is important to know how each type of coverage protects you, your employees, and your business. The Berglund Insurance team is more than happy to help mitigate the unique risks you face.
Learning about the benefits and protections commercial car insurance offers is as simple as it is important. All you need to do is speak to one of our licensed insurance agents and get the protection you deserve. Start with getting a free quote today!
At Berglund Insurance, we represent a carefully selected group of insurance carriers in order to provide the best coverage in Lehi, UT. Our independent agents will take the time to learn about your commercial insurance needs and craft policies that are right for you.
We work with “A” rated insurance carriers and are fully committed to the Tire Industry we will remain attentive to your needs for many years.
We have been serving the insurance needs for tow truck owners in Utah for many years now and are beginning to expand into other states such as Colorado.
There are several major types of coverage available for auto insurance. Some of these coverages are optional, liability insurance is not. That being said, you do get to choose your liability limits once state minimums are met. Coverage options in Utah include:
This covers medical claims for people injured in a car accident (including passengers), whatever property damage you may cause, and legal costs if you are involved in a lawsuit as a result.
This covers your vehicle in the event that it gets stolen or damaged by anything other than a car accident. Comprehensive can cover theft, natural disasters, vandalism, fire or flood damage among other incidents.
This covers your car if you get into an accident. If you carry collision coverage, your insurer will pay to repair or replace your car in an accident. If you don’t, your insurer will pay for damage you cause to others but you will still be responsible for the damage to your own car.
Uninsured/Underinsured Motorist Coverage:
This pays for all your damages if you are in a car accident with someone who either has no insurance or is underinsured. You, your passengers and your vehicle are all protected.
Personal Injury Protection Coverage:
This policy option covers medical expenses that you or your passengers have to pay if you are involved in an accident.
Rental car insurance, will pay for a rental car if your car is being repaired or replaced after an accident or any other loss. GAP insurance, which will pay the difference between what you owe on your car loan and what your insurance deems as the replacement value of your car. And roadside assistance or towing coverage.
Our insurance agency is here to help you and your business. Whether it be requesting a quote on your car, business, or home, we can create a custom package that fits all of your needs. We’re your one-stop insurance shop near Lehi, UT.