Markel Specialty offers coverage specifically designed for janitorial services

Janitorial Services

Let our janitorial services insurance sweep away your worries.

Your janitorial business is exposed to a variety of risks that could result in a lawsuit. If you don’t have the proper insurance, you could be responsible for paying these expenses out-of-pocket, which could put you out of business.

Markel Specialty offers a wide range of coverages designed for janitorial and contracted cleaning services. Our insurance for janitorial services also includes:

  • A professional claims team that, when an accident occurs, handles your claim promptly.
  • A loss prevention team that offers services specific to your industry to help reduce claims.
  • Payment options to meet every budget.

Why do I need insurance for my janitorial business?

You have probably spent more than one sleepless night thinking about the many ways your business could get sued for damaging property or causing an injury. Plus, you have worries about your own property and vehicles, including your property that is stored in someone else’s office or building.

That’s why you need Markel Specialty’s janitorial services insurance. Our policies are specifically written for janitorial companies by people with experience working with others in your field. Together, we can design a policy that is suited to your business needs.

Help protect your business and your assets with a janitorial services insurance policy from Markel Specialty. Contact one of our appointed agents to get your quote today.

What can insurance for janitorial services cover?

You don’t want cookie-cutter “business” insurance. You want insurance that best meets your business needs. Markel Specialty can provide the options and affordability you want.

Liability coverages

General liability
Commercial general liability coverage is for unforeseen claims and lawsuits. It can cover settlements, awards, and the legal cost to defend you, your organization, and your employees.

Medical payments
Reimburses others for medical expenses they incurred from bodily injury or death caused by you, regardless of whether or not you were actually at fault.

Lost key
Covers the cost of the lost keys, adjustment of locks to accept new keys and/or new locks, if required, including cost of installation on your client’s property if you lose their keys.

Other coverages
Personal and advertising injury, damages to premises rented to you, employee benefits, employee practices liability, and many more.

Liability enhancements include:

  • Damage to property in your care, custody or control
  • Property damage to borrowed equipment
  • Property damage from elevator use
  • Property damage to premises rented to you
  • Automatic additional insureds
  • Monument endorsement
  • Much more!

Property coverages

Commercial property coverage can cover janitorial professionals if damage occurs to your building or your personal property inside your building by a covered loss.

Business income
Compensates for income lost during the “period of restoration.” With this important coverage, you can receive the revenues you would have earned had there been no loss.

Equipment breakdown
Covers the cost to repair or replace your mechanical or electrical equipment if it breaks down.

Property enhancements include:

  • Debris removal
  • Fire department service charge
  • Pollutant clean up and removal
  • Electronic data processing equipment
  • Signs
  • Employee theft
  • Much more!

Workers compensation coverage

workers compensation policy covers expenses resulting from on-the-job injuries including:

  • Lost wages and benefits
  • Medical care and rehabilitation services
  • Legal representation and compliance services

Other coverages

Crime and fidelity

Covers employee theft, theft of money or securities, and forgery or alteration.

Inland marine

Covers your valuable papers, computer systems, signs, property off premises, and miscellaneous articles of equipment.