A PEST CONTROL INSURANCE COMPANY YOU CAN COUNT ON

WHAT KIND OF PEST CONTROL INSURANCE COVERAGE DO I NEED?

If you are a pest control business, there are many things that you could be held responsible for, including misapplied chemicals, overlooking termite damage, bodily injury, client property damage, and more. Insurance for pest control will ensure your business is protected while servicing clients’ properties.

As a pest control operator, you will want a commercial general liability policy, professional liability policy, workers compensation, and additional customizable enhancements. Enhancements include coverage such as:

• Limited mold coverage
• Fumigation coverage
• Herbicide/pesticide application
• Completed operations
• Personal and advertising injury
• Care, custody, and control
• Contractual liability
• Premises liability
• Medical payments
• Fire legal liability
• Job site/transit pollution

WHAT ARE THE COVERAGE LIMITS FOR PEST CONTROL INSURANCE?

The general liability coverage limits for pest control insurance are as follows:

• Limits of $2 million/$4 million in lieu of $2 million/$3 million aggregate
• Products completed operations limits of $2 million/$4 million in lieu of $2 million/ $3 million aggregate

WHAT IS TYPICALLY INCLUDED IN PEST CONTROL INSURANCE?

Here is what is usually included in pest control insurance policies:

• Pesticide/herbicide coverage at policy limits
• Errors and Omissions for termite and wood destroying organism inspections
• Limited mold coverage
• Work Comp
• Business/Commercial Auto

HOW MUCH DOES PEST CONTROL INSURANCE COST?

Pest control insurance costs will vary depending on the following underwriting appetite factors:

• Pest control operators
• Termite operators
• Termite/WDI/O inspectors
• Wildlife control
• Lawn spraying
• Fumigators
• Bed Bugs